If you’ve been waiting for the perfect moment to buy a home, you’re not alone. Many buyers are sitting tight, hoping mortgage rates will drop into the 5s before they jump back into the market.

If you’ve served in the military, or if your spouse has, you’re sitting on one of the strongest homebuying advantages in the country: the ability to buy a home with no down payment. But here’s the surprising part. According to Veterans United, 70% of Veterans don’t even know this benefit exists.