For the past few years, the dream of homeownership hasn't just felt difficult—it’s felt mathematically impossible. You’ve done the work, saved the money, and watched the listings, only to find that the numbers simply wouldn't budge.

Renting feels like the path of least resistance. You skip the massive down payment, avoid the headache of a broken water heater, and keep your bags packed for whatever comes next. But there’s a tipping point. Every time your lease renews with a higher price tag, that "flexibility" starts to feel like a financial trap.