Is It Actually a Good Time To Sell? Here’s the Truth Homeowners Need To Hear

A lot of people are asking the same big question right now:
“Is it even a good time to sell?”

And the answer may surprise you…
For many homeowners, the answer is a strong yes.

Why?
Because of one powerful factor working in your favor: your equity.

Most homeowners know they’ve built up “some” equity—but very few realize just how much. And the number you’re sitting on might completely change what’s possible for your next move.

The Hidden Wealth of Homeownership

Every month you’ve made a mortgage payment, you’ve chipped away at your loan balance. At the same time, rising home values have increased what your property is worth.

Put those together and you’re building wealth automatically:
✔ Month after month
✔ Year after year

And if you’ve owned your home for a long time, that effect compounds in a big way.

According to Realtor.com:

“Nearly half (45.2%) of today’s homeowners have lived in their home for more than 15 years, and 1 in 4 for over 25 years.”

If that sounds like you, just imagine how 15–25 years of appreciation + principal paydown have stacked up.

What That Really Means in Dollars

Realtor.com’s research shows the estimated equity homeowners have built depending on when they purchased a median-priced home. The numbers are eye-opening:

• Bought in the mid-90s?
  You could be sitting on over $400,000 in equity.

• Bought in the early 2000s (even through the housing crash)?
  Many owners have built over $330,000 in equity.

• Bought around 2015?
  In just 10 years, homeowners have gained nearly $285,000 in equity.

Of course, your actual number varies based on your home’s price, improvements, and your down payment—but the takeaway is clear:

Many homeowners are sitting on hundreds of thousands of dollars in equity without even realizing it.

How Your Equity Could Power Your Next Move

Here’s where this becomes a game-changer.

Your equity can help offset almost every concern sellers have in today’s market:

😬 Worried about higher mortgage rates?

Your equity could fund a large down payment—meaning you borrow far less at today’s rates.

🤝 Concerned about competing with other buyers?

You may even have enough equity to buy your next home in cash.
Cash offers are incredibly attractive to sellers and can strengthen your negotiating power.

Bottom Line

If you haven’t checked the value of your home recently, now is the perfect time.
It doesn’t mean you have to sell—but it does mean you’ll understand your options and how far your equity can take you.

A quick, professional equity assessment could give you clarity you didn’t even know you needed.

**Ready to find out how much equity you’re sitting on?

Reach out to your local real estate agent for a custom analysis.**