Housing Market Outlook: Why 2026 Could Be the Year Things Finally Move Again

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move — and that could open the door for you to do the same.

More Homes Will Sell

Over the past few years, many would-be movers pressed pause due to affordability challenges. But that pause button isn’t going to last forever. There are always people who need to move — and experts think more of them will start to act in 2026.

What’s behind this expected change? Two key factors: mortgage rates and home prices. Let’s dive into the latest expert forecasts for both.

Mortgage Rates Could Continue To Ease

The #1 thing buyers have been waiting for? Lower mortgage rates.

After peaking near 7% earlier this year, rates have started to ease — and experts believe that trend will continue throughout 2026.

There’s a saying: “When rates go up, they take the escalator. When they come down, they take the stairs.”
That means it’ll be a slow and sometimes bumpy process — but the direction is encouraging.

Forecasts suggest rates could reach the low 6s or even high 5s by next year. And remember — you don’t need a massive drop to feel relief. Even a small dip could save you hundreds per month on your mortgage payment.

Home Price Growth Will Be Moderate

What about prices? On a national level, home prices are still expected to rise — just at a more moderate pace.

Lower mortgage rates will bring more buyers back into the market, which means continued (but manageable) upward pressure on prices.

While some areas may see small declines, a major crash is highly unlikely. In fact, even in regions where prices are dipping, most homeowners are still sitting on significant equity gains from the past five years.

Experts expect steady, sustainable growth — a welcome shift from the wild swings of recent years.

What This Means for You

2026 could be the year when:
✅ More homes hit the market
✅ Mortgage rates finally give buyers breathing room
✅ Prices stabilize for healthier growth

That combination makes for a more balanced and active housing market — one where both buyers and sellers can win.

Bottom Line

After a quieter couple of years, 2026 is shaping up to bring more movement and more opportunity.

With sales projected to rise, rates trending lower, and price growth stabilizing, the market looks ready to pick up speed again.

So the big question is:
Will you be one of the movers making 2026 your year?

📞 Connect with your trusted real estate professional today to start preparing for your next move.